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National Practice Advocacy Group

Client outcomes

Real renegotiation results, scored contract by contract.

Every engagement is scored against the Medicare Physician Fee Schedule and ranked by renegotiation opportunity. We show the state and the scoring outcomes — never the practice name. NPAG has worked with practices of every specialty and size, from solo providers to multi-site groups, in all 50 states.

370
Practices analyzed
2100
Contracts scored
74
Average opportunity score
46
States represented
OhioDermatopathology / Pathology Laboratory

August 2026 · 5 contracts scored

Commercial reimbursement is severely undervalued against both Medicare and a peer laboratory staffed by the same pathologists. The largest Blues contract pays 88342 at $44.64 — only 44.0% of the $101.40 Medicare rate, and a $136.16 per-stain deficit (-75.3%) versus the peer benchmark.

Top outcome

Very High
Blue Cross Blue Shield92/100
92/100
  • HumanaHigh79
  • AetnaHigh66
  • UnitedHealthcareModerate58
  • CignaLow24
MarylandObstetrics & Gynecology

August 2026 · 3 contracts scored

Payer rate-transparency data for the practice's four highest-volume office codes shows every one of its three commercial contracts paying at or near the bottom tier of the in-state OB/GYN market. The best-paid Maryland OB/GYN groups on the same payers and the same codes earn 35%–79% more per visit for identical work.

Top outcome

Very High
CareFirst BlueCross BlueShield / CareFirst BlueChoice81/100
81/100
  • Aetna Health Inc.High78
  • Cigna Health and Life Insurance CompanyHigh74
North CarolinaPulmonology & Sleep Medicine

August 2026 · 3 contracts scored

A re-review request produced a new proposal lifting E&M from 120% of 2008 Medicare to 150% — a 30-point improvement over the current schedule and 15 points above the previous offer — with all other codes held at 140% of 2008 Medicare.

Top outcome

Very High
Blue Cross Blue Shield of North Carolina88/100
88/100
  • UnitedHealthcareHigh72
  • AetnaHigh69
South CarolinaMulti-specialty Physician Group

August 2026 · 2 contracts scored

Both aging commercial agreements were re-benchmarked and re-priced: a 14% increase on a 10-year-old national payer contract and a 10% increase on a 5-year-old Blues contract.

Top outcome

Very High
UnitedHealthcare84/100
84/100
  • Blue Cross Blue Shield of South CarolinaHigh76
NevadaInterventional Pulmonology

August 2026 · 1 contracts scored

A single-payer regional review produced increases of 82%–134% across the practice's three highest-value codes.

Top outcome

Very High
Cigna90/100
90/100
ArizonaPhysical Therapy / Sports Medicine

June 2026 · 3 contracts scored

All three commercial contracts conceal their fee schedules, allow the payer to change rates on 30 days' notice without provider consent, and contain no annual escalator. The oldest agreement has been auto-renewing since 2009. On the practice's four highest-volume therapy codes, one national payer pays 39%–50% below the local physical therapy market average.

Top outcome

Very High
National managed care subsidiary (commercial, Medicare Advantage, Medicaid)82/100
82/100
  • Specialty health network (commercial HMO/PPO, Medicare Advantage, ACA exchange)High78
  • Statewide Blues plan (commercial PPO/HMO, Medicare Supplement, workers' comp, BlueCard/FEP)High74
FloridaAmbulatory Surgery Center

August 2026 · 3 contracts scored

Three commercial ASC agreements were renegotiated with facility-fee increases ranging from 3% to 30% across the highest-volume procedure codes, with the strongest lifts on cataract, knee arthroscopy, and colonoscopy services.

Top outcome

Very High
Cigna86/100
86/100
  • UnitedHealthcareHigh74
  • AetnaHigh68
TexasOphthalmology

August 2026 · 3 contracts scored

Three commercial ophthalmology contracts were renegotiated with increases ranging from 5% to 28%, spanning office visits, cataract surgery, intravitreal injections, and OCT retina imaging.

Top outcome

Very High
Blue Cross Blue Shield of Texas84/100
84/100
  • UnitedHealthcareHigh71
  • AetnaModerate62
CaliforniaGastroenterology

August 2026 · 3 contracts scored

Three commercial GI contracts were renegotiated with increases ranging from 3% to 30%, concentrated on endoscopy with biopsy, colonoscopy with polypectomy, and motility/capsule studies.

Top outcome

Very High
Aetna88/100
88/100
  • CignaHigh76
  • Anthem Blue CrossModerate65
New YorkCardiology

August 2026 · 4 contracts scored

Four commercial cardiology agreements were renegotiated with EKG, echocardiogram, stress testing, and catheterization codes improving 12%–35% against comparable New York cardiology groups.

Top outcome

Very High
Aetna82/100
82/100
  • CignaHigh74
  • UnitedHealthcareHigh68
ColoradoOrthopedic Surgery

August 2026 · 5 contracts scored

Five orthopedic payer agreements were renegotiated with arthroscopy, joint replacement, and injection codes improving 10%–28% against comparable Colorado orthopedic groups.

Top outcome

Very High
UnitedHealthcare84/100
84/100
  • Blue Cross Blue ShieldHigh76
  • AetnaModerate66
IllinoisRadiology

August 2026 · 4 contracts scored

Four commercial radiology agreements were renegotiated with MRI, CT, ultrasound, and X-ray codes improving 8%–25% against comparable Illinois radiology groups.

Top outcome

Very High
Cigna86/100
86/100
  • AetnaHigh72
  • UnitedHealthcareModerate65
GeorgiaDermatology

August 2026 · 3 contracts scored

Three dermatology payer agreements were renegotiated with biopsy, excision, destruction, and office-visit codes improving 6%–22% against comparable Georgia dermatology groups.

Top outcome

High
Blue Cross Blue Shield78/100
78/100
  • AetnaHigh70
  • CignaModerate62
WashingtonENT / Otolaryngology

August 2026 · 4 contracts scored

Four commercial ENT agreements were renegotiated with sinus surgery, tonsillectomy, hearing testing, and office-visit codes improving 9%–30% against comparable Pacific Northwest ENT groups.

Top outcome

Very High
UnitedHealthcare80/100
80/100
  • CignaHigh75
  • AetnaModerate64
MichiganUrology

August 2026 · 4 contracts scored

Four commercial urology agreements were renegotiated with cystoscopy, urodynamics, prostate procedures, and office-visit codes improving 7%–26% against comparable Michigan urology groups.

Top outcome

Very High
Blue Cross Blue Shield83/100
83/100
  • UnitedHealthcareHigh77
  • AetnaHigh69

Gated resource · PDF

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